Terms & Conditions
Effective Date: 01/01/2026

Welcome to Optimized Home Loans LLC. By accessing our website or using our services, you agree to these Terms of Service.

Company Information
Optimized Home Loans LLC
3554 E North Ln
Phoenix, AZ 85028
Email: [email protected]
Phone: 844-786-1865

Website Use

This website is intended for informational purposes related to mortgage and loan services. You agree to use this site only for lawful purposes and not to submit false, misleading, or fraudulent information.

SMS Messaging Terms

Description of SMS Use Cases

By providing your phone number and opting in, you agree to receive SMS text messages from Optimized Home Loans LLC related to:

• Appointment confirmations and reminders
• Loan application updates
• Customer service responses
• Account-related notifications
• Marketing and promotional messages (if separately consented to)

Message frequency may vary depending on your interaction with us.

Message & Data Rate Disclosure

Message and data rates may apply based on your wireless carrier plan.

Opt-Out Instructions

You may opt out of SMS messages at any time by replying STOP to any message. After you send STOP, you will receive a confirmation message and will no longer receive SMS communications from that number.

For assistance, reply HELP or contact us directly at:

Email: [email protected]
Phone: 844-786-1865

Customer Support Contact

If you have questions about our SMS program or services, please contact:

Optimized Home Loans LLC
[email protected]
844-786-1865

Carrier Liability Disclaimer

Wireless carriers are not liable for delayed or undelivered messages.

Consent to Electronic Communications

By submitting forms on our website, you consent to receive communications from us electronically, including email and SMS messages consistent with your preferences.

Age Restriction

Our services are intended for individuals who are at least 18 years of age. By using this website or opting into SMS communications, you represent that you are 18 years of age or older.

Limitation of Liability

Optimized Home Loans LLC is not liable for any damages arising from the use of this website or SMS communications. All loan programs are subject to credit approval, underwriting guidelines, and regulatory compliance.

Privacy Policy

Your use of our services is also governed by our Privacy Policy, available at:

https://optimizedhomeloans.com/privacy

Changes to Terms

We reserve the right to update these Terms of Service at any time. Updates will be posted on this page with a revised effective date.