I started my career in 2001, shortly after serving in the U.S. Army. Military service taught me things that no industry training ever could — discipline, accountability, attention to detail, and an unwavering commitment to the people depending on you. I brought all of it into mortgage and I've never stopped operating that way.

In a business where it's easy to chase volume and treat borrowers like transactions, I made a different choice early on: I would always put the client's best outcome ahead of my own commission. Every time. Without exception. Twenty-five years later, that decision has never cost me — it's built everything.

I became an independent broker by choice, not by circumstance. As an independent broker with Barrett Financial Group — the largest mortgage brokerage in the country — I'm not limited to one bank's products or one way of doing things. I have access to over 180 wholesale lenders. When your scenario is straightforward, I get you the best rate. When it's complicated, I find solutions retail banks simply can't offer.

I'm licensed in 9 states and operate under Barrett Financial Group, the largest independent mortgage brokerage in the country. That affiliation gives me access to over 180 wholesale lenders while maintaining my independence — I work for you, not for a bank.

Every loan I originate is subject to federal and state licensing requirements, NMLS oversight, and the same consumer protection standards that govern any licensed mortgage professional. You can verify my license at any time at NMLS Consumer Access.