Privacy Policy
Effective Date: 01/01/2026

Optimized Home Loans LLC (“Company,” “we,” “our,” or “us”) values your privacy and is committed to protecting your personal information. This Privacy Policy explains what information we collect, how we use it, and how we protect it.

Company Information
Optimized Home Loans LLC
3554 E North Ln
Phoenix, AZ 85028
Email: [email protected]
Phone: 844-786-1865

Information We Collect

We may collect the following types of information:

Personal Information:
• Name
• Phone number
• Email address
• Mailing address
• Loan inquiry details
• Information submitted through forms or applications

Technical Information:
• IP address
• Browser type
• Device type
• Pages visited
• Cookies and tracking data

We collect information when you:

• Submit a form on our website
• Request information or consultation
• Apply for a loan
• Opt in to receive SMS messages
• Contact us by phone, email, or text

How We Use Your Information

We use your information to:

• Respond to inquiries
• Process loan applications
• Provide customer support
• Send appointment confirmations
• Provide loan updates
• Send marketing messages (only if you have opted in)
• Improve website functionality
• Comply with legal and regulatory requirements

We do not sell your personal information.

SMS Opt-In & Mobile Communications

By providing your phone number and checking the consent box on our forms, you agree to receive SMS text messages from Optimized Home Loans LLC.

These messages may include:

• Appointment confirmations
• Loan status updates
• Customer service responses
• Marketing or promotional messages (if separately consented to)

Message frequency may vary.
Message and data rates may apply.
Reply HELP for assistance.
Reply STOP to opt out at any time.

Consent to receive SMS messages is not a condition of purchasing any services.

Mobile Information Sharing Statement:
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All categories above exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Cookies & Tracking Technologies

Our website may use cookies and similar tracking technologies to:

• Improve user experience
• Analyze website traffic
• Understand visitor behavior
• Enhance marketing effectiveness

You may disable cookies through your browser settings, though some website features may not function properly.

Data Security & Handling

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, alteration, or destruction.

Access to personal information is limited to authorized personnel and service providers who require it to perform business functions.

Information Sharing

We may share information with trusted third-party service providers who assist in operating our business, such as:

• CRM and communication platforms
• SMS messaging providers
• Loan processing partners
• IT and hosting providers

These providers are required to safeguard your information and use it only for business purposes.

We may disclose information if required by law or to protect our legal rights.

User Rights

You have the right to:

• Request access to your personal information
• Request correction of inaccurate information
• Opt out of marketing emails
• Opt out of SMS messages by replying STOP
• Request deletion of your information where legally permissible

To exercise these rights, contact us at [email protected].

Changes to This Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with an updated effective date.