🤝 Real Estate Agent Partners

A Lender Your Clients
Will Thank You For.

Your reputation is built on the partners you choose. I close fast, communicate proactively, solve problems that other lenders walk away from, and make sure every deal you bring me gets to the finish line.

🤝 Refer a Client 📞 844-786-1865

25yrExperience

180+Wholesale Lenders

14-21Day Closings

8States Licensed

Why Agents Choose Peter

The Lender Who Makes You Look Good.

In this business, your lender is a direct reflection of you. When I close fast, communicate clearly, and solve problems, your clients associate that experience with you — and that means referrals, repeat business, and a reputation that builds itself.

I've been doing this for 25 years. I've seen every type of buyer, every type of deal, and every type of complication. And I've built a network of 180+ wholesale lenders specifically so I can say yes when retail banks say no.

My commitment to every agent I work with is simple: I will never embarrass you. I'll give your clients honest guidance, keep everyone on timeline, and if something comes up I'll tell you immediately — not the day before closing.

⚡

Pre-Approval in 24 Hours Your buyers get a verified pre-approval letter fast — so they can make competitive offers without waiting days for a response from a big bank.

📞

You Can Always Reach Me No call centers. No being passed around. You have my direct line and I answer. If something is happening on your deal, I'll tell you before you have to ask.

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I Protect Your Commission Deals falling apart at the finish line costs you money and credibility. I manage every file personally to make sure that doesn't happen — from application to clear to close.

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I Solve the Hard Ones Self-employed buyer? Complex income? Credit challenges? Recent bankruptcy? I've seen it all and I have 180+ lenders to find a path forward when other lenders give up.

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Wholesale Rates Win Deals My wholesale pricing is consistently better than what retail lenders offer. Lower rates keep buyers in budget, reduce seller concession requests, and keep your deals together.

What Sets Me Apart

Everything Your Clients Need. Nothing They Don't.

🏦 180+ Wholesale Lenders One application. Every lender. I shop your client's loan across my entire network simultaneously and find the best rate and program available — not just whatever one bank offers.

📋 Every Loan Program FHA, VA, Conventional, Jumbo, DSCR, Non-QM, Reverse Mortgage, USDA — if there's a loan that fits your buyer's situation, I have access to it at wholesale pricing.

🚀 Fast, Clean Closings I personally manage every file. No handoffs, no departmental delays. Most purchases close in 14–21 days — sometimes faster. In competitive markets, speed wins deals and I deliver.

🗺️ Licensed in 8 States Arizona, California, Florida, Indiana, Ohio, Virginia, Washington, and Wyoming. Whether your clients are local or relocating, I can help across all markets.

🎖️ VA Loan Specialist As a veteran myself, I specialize in VA loans. I know how to structure VA offers to be competitive, educate listing agents, and close VA transactions smoothly and quickly.

💼 Self-Employed Friendly Bank statement programs, asset depletion, P&L qualification — I have solutions for self-employed buyers that retail banks routinely turn down. Don't lose those clients.

Loan Programs Available

Every Buyer Has a Program.

No matter what your buyer looks like, I have a program for them. Here's a snapshot of what's available:

🏡

First-Time HomebuyerLow down payment, DPA programs, flexible credit — your first-time buyers are in good hands.

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FHA Loans3.5% down, 580+ credit, gift funds allowed. The most accessible path to homeownership.

🎖️

VA Loans0% down, no PMI, competitive rates. As a veteran, I specialize in making VA offers win.

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Conventional3–20% down with the best conventional rates available through wholesale channels.

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Jumbo LoansAbove $832,750 — luxury and high-value properties with flexible underwriting.

📊

DSCR / InvestorNo income docs for investment buyers. Qualify on rental income only — LLC closings available.

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USDA Loans0% down for eligible rural and suburban properties. Great for buyers outside metro areas.

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Bank Statement / Non-QMSelf-employed buyers who don't fit conventional guidelines — I have programs that work.

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Reverse / HECM Purchase62+ buyers who want to purchase with no monthly payment — a powerful but little-known program.

Free Resources for Agents

Instant Downloads for Real Estate Agents.

Free mortgage guides built specifically for real estate agents — practical, agent-ready resources on the loan programs your clients ask about most, from investor financing to first-time homebuyer guidance. No sales call, no waiting on a callback: enter your email and the guide is yours immediately. New downloads are added regularly as new programs, markets, and client scenarios come up.

📊 PDF Guide · 11 Pages

The Realtor's DSCR Playbook

A complete guide to DSCR loans for real estate agents: how DSCR financing works, how to qualify a real estate investor client, and the 5 signs a buyer needs a DSCR loan instead of conventional financing — built for agents working with rental property and Airbnb investors.

🤖 PDF Guide · 17 Slides

The Real Estate Agent's Claude Playbook

How to use Claude AI to write listing descriptions, automate email responses, build follow-up sequences, create social content, build web pages, and connect it to your CRM — with 10 ready-to-copy prompts included.

Send Me a Client

Refer a Buyer in 60 Seconds.

Fill out the form below and I'll reach out to your client within one business hour. You'll be CC'd on my response so you always know what's happening.

Client Referral Form Takes less than a minute. I'll take it from here.

Your Information (Agent)

Your Name *

Your Email *

Your Phone

Brokerage

Client Information

Client Name *

Client Phone *

Client Email

Purchase Price Range

Loan Type Needed

Timeline to Close

Additional Notes

By submitting this form you confirm you have permission to share your client's contact information. I'll reach out directly and keep you in the loop throughout the process. Optimized Home Loans | NMLS #997692 | Equal Housing Lender.

🎉 Referral Received!

I'll reach out to your client within one business hour. You'll be kept in the loop every step of the way. Thank you for the trust — I won't let you down.

Common Questions from Agents

What Agents Ask Me Most

How quickly can you get a pre-approval letter?+

In most cases, within 24 hours of receiving the client's application and documents. For time-sensitive situations — like a buyer who needs a letter to make an offer today — call me directly and I'll prioritize it. I know how competitive markets work and I don't let paperwork timelines cost your clients deals.

My client was turned down by their bank. Can you still help?+

Very often, yes. Different lenders have different guidelines, and what doesn't work at one bank may work at another. Self-employed income, recent credit events, non-traditional income sources, high DTI — I've found solutions for all of these through my network of 180+ wholesale lenders. Send them my way and let's see what's possible.

How do you handle VA loan offers in competitive situations?+

As a veteran myself, I specialize in this. VA loans are misunderstood by many listing agents and sellers — I provide agent letters explaining the VA appraisal process, move fast on approvals, and structure offers strategically to make them competitive. A VA offer with my pre-approval is as strong as any conventional offer.

What states are you licensed in?+

Arizona, California, Florida, Indiana, Ohio, Virginia, Washington, and Wyoming. Whether your clients are local or relocating from another market, I can handle the mortgage across all of these states with the same level of service and access to wholesale lenders.

How do you keep me updated on my client's loan status?+

Proactively. I don't wait for you to ask — I keep you informed at every milestone: pre-approval issued, under contract, appraisal ordered, appraisal completed, conditional approval, clear to close. If anything comes up that could affect the timeline or the deal, you hear from me immediately — not the day before closing.

Let's Build Something
Together.

The best agent-lender relationships are built on trust, communication, and results. Let's start with a conversation and see if we're the right fit for each other.

🤝Refer a Client 📞844-786-1865 📧[email protected]

📅 Schedule a Partner Call

Thank you for choosing us. We are dedicated to helping you achieve your homeownership goals with personalized service and expert guidance. For more information or assistance, feel free to reach out to us anytime!